Eligibility

» Account Holder and Member of the Bank

Purpose

» Purchase/ Construction of House/ Bungalow/ Flat

Loan Amount

» 60% of the Estimated Amount

Guarantor

» 2 Guarantor’s

Share Linking

» Linking Shares 2.5% of Loan Sanctioned Amount

Margin

» 25% Purchase Cost

Security

» Registered Mortgage of the said Property

» Additional Collateral Security (if required)

Documents

» Search & Title Report of mortgage property

» Valuation Report of mortgage property

» Purchase Deed / D/A, P/A, N/A Order of Builder

» Commencement Certificate

» Sanctioned Plan Copy (True copy)

» Builder / Society NOC

» Estimate (in case of construction)

» Original copy of Agreement to Sale

» Latest Income Proof - Last three I T returns with audited Financial Statement of Applicant & Guarantor’s

» Bank Account Statement (Saving/ Current and Loan if any)

» In case of Salary Earner Employee – Last 6 months Salary Sheet (Certificate) and latest one year Salary bank account statement.

» ID Proof's documents of Applicant & Guarantor's

» Borrower's residential proof, Search & title report,

» Aadhar Card

» PAN Card

Pre-closure

» No Pre-closure Charges

Rate of Interest