Eligibility |
» Account Holder and Member/ Nominal Member of the Bank |
Gold |
» Gold Jewelry, Gold Ornaments |
Loan Amount |
» 70 % of Gold Valuation |
Guarantor |
» N/A |
Share Linking |
» Linking Shares required @ 2.5 % of Loan Sanction Amount if loan amount greater than Rs. 1.00 Lakh |
» Nominal Membership if loan amount greater than or equal to Rs. 1.00 Lakh |
|
Loaning |
» Immediate Loan Sanction |
Repayments |
» Maximum 12 Months for Rs. 2.00 Lakhs Bullet Repayment Scheme » Maximum 36 Months for Above Rs. 2.00 Lakhs EMI Monthly |
Security |
» Gold Jewelry, Gold Ornaments |
Valuation |
» Net Weight and purity which Approved By Panel Goldsmith Jewelers & 70 % of Gold Value as a loan amount |
Pre-closure |
» No Pre-closure Charges |
EMI |
» Up to Rs. 2.00 Lakhs Bullet Repayment Scheme |
» Above Rs. 2.00 Lakhs - EMI - Monthly (Max 36 Months) |
|
Documents |
» Aadhar Card |
» PAN Card |
|
Rate of Interest |
Click here to view Rate of Interest |